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Wage Garnishments

by | Jul 24, 2013 | Bankruptcy

If you don’t pay a debt, a creditor may sue you to collect the amount owed. If they win, the court will enter a judgment against you. The judgment states the amount of money you owe, and allows the creditor or collector to get a garnishment order against you. The...

Alternatives to Bankruptcy

by | Jun 2, 2013 | Bankruptcy

Understandably, many people are reluctant to file for Bankruptcy. Sometimes bankruptcy is the best options while other times it’s simply not. Our firm is happy to discuss bankruptcy alternatives with you. Every individual and family has a different set of...

How Long Will Bankruptcy Stay on My Credit Report?

by | Mar 31, 2013 | Bankruptcy

The results of your bankruptcy case will be part of your credit record for ten (10) years.  The ten years are counted from the date you filed your bankruptcy. This does not mean you can’t get a house, a car, a loan, or a credit card for ten years.  In fact, you can...

Credit Offers After Bankruptcy

by | Feb 12, 2013 | Bankruptcy

Beware of Credit Offers Aimed at Recent Bankruptcy Filers “Disguised” Reaffirmation Agreement Carefully read any credit card or other credit offer from a company that claims to represent a lender you listed in your bankruptcy or own a debt you discharged.  This may be...