419-740-5935 info@counselor.pro

Wage Garnishments

If you don’t pay a debt, a creditor may sue you to collect the amount owed. If they win, the court will enter a judgment against you. The judgment states the amount of money you owe, and allows the creditor or collector to get a garnishment order against you. The...

How do I start the process of filing of for bankruptcy?

Call us at (419)-740-5935 to schedule a free bankruptcy consultation. During the initial meeting Toledo, Ohio bankruptcy attorney Scott A. Ciolek will go over your financial situation and discuss the options you have. For a general overview of our Chapter 7...

Can I file for a “partial bankruptcy”?

We get this question a lot. Unfortunately, there is no such thing as a “partial” bankruptcy. Filing a bankruptcy requires that ALL debts and ALL liabilities must be listed on the petition. This allows you to have a fresh start and most if not all debts are...

What type of bankruptcy should I file for?

Determining which bankruptcy you may file for depends upon many factors. One of the first factors we look at is your currently monthly income. Your current monthly income is then compared to your state’s family median income. Depending on where your income falls...