Relief Starts Now. Call Scott Ciolek today!
Financial problems can happen to anyone. The current economic times coupled with job loss, divorce, illness, often causes financial hardship making it difficult for many of us to keep up with our bills. The bankruptcy laws were designed to help honest people who are struggling with debt. Bankruptcy can help you take control of your money issues. Bankruptcy Attorney Scott Ciolek in Toledo, Ohio can help you navigate the bankruptcy process.
Bankruptcy Attorney Scott Ciolek will review your finances and have a confidential and detailed conversation with you to determine the best strategy to help you obtain your financial freedom. Whether you’re considering filing for Chapter 7, Chapter 11, Chapter 13, call 419-740-5935.
Free Bankruptcy Consultation
Learn More About Your Bankruptcy Options
Confused about Chapter 7, Chapter 11, and Chapter 13?
Chapter 7 Bankruptcy
If you have more debt than you can pay back, then filing Chapter 7 bankruptcy may be an option for you. Learn More
Chapter 13 Bankruptcy
Chapter 13 of the Bankruptcy Code is a reorganization of debts. Chapter 13 reduces your overall liability and spreads out payments to creditors over time. Learn More
Chapter 11 Bankruptcy
In Toledo, Chapter 11 bankruptcy proceedings are designed for businesses but can also be utilized by individuals. Chapter 11 bankruptcy cases are similar to a reorganization in a Chapter 13, but Chapter 11’s are more flexible. Learn More
Debt Relief or Reorganization
Stop Foreclosures. Stop Creditor Harassment. Stop Repossessions. Stop Wage Garnishments.
Our experienced Toledo bankruptcy attorney Scott A. Ciolek can help you get a fresh start. For most people, the hardest thing to do is making the decision to come in to see us for a free consultation to find out what your options are. But, as professionals in this area of law, we are in the best position to advise you of both the benefits and risks of bankruptcy and non-bankruptcy options. We will debunk the myths about bankruptcy, explain the benefits, and answer any questions you may have about the entire process.
Wondering if you qualify for Bankruptcy?
Call Toledo bankruptcy attorney Scott Ciolek at 419-740-5935 today for a free consultation.